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Vehicle Loan Rates
Rates are subject to change without notice
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Vehicle Year
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Terms
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APR
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 .............. NEW AUTO LOAN
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2010 New and 2009 Untitled or less than 20,000 miles
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Up to 72 Months
Up to 60 Months
Up to 48 Months 36 Months
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As Low As 5.50%-11.25%
As Low As 4.75%-10.50%
As Low As 4.00%-9.75% As Low As 3.75%-9.50%
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| 2009 or 2008 Greater than 20,000 miles (2008 must be less than 50,000 miles) |
Up to 72 Months
Up to 60 Months
Up to 48 Months
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As Low As 5.75%-11.50%
As Low As 4.75%-10.50%
As Low As 4.50%-10.25%
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USED AUTO LOAN ..............
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2008-2005
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Up to 72 Months
Up to 60 Months
Up to 48 Months
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As Low As 6.00%-11.75%
As Low As 5.25%-11.00%
As Low As 4.99%-10.74%
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2004 - OLDER
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Up to 72 Months
Up to 60 Months
Up to 48 Months
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As Low As 6.00%- 9.25%
As Low As 5.74%-11.49%
As Low As 5.50%-11.25%
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Rate Match Advantage!!
Simply get your best auto quote from another financial institution, bring it in writing to Priority First FCU and we will MATCH IT!
Its that simple. Get the same low rate offered elsewhere with the convenience of free automatic draft and payroll deduction only found at your credit union.
*Rate Match Advantage applies to verifiable rates from local financial institutions. This offer not applicable on internet rates and offers, and special auto dealer incentive programs. Rate must be for identical loan product. Other terms and conditions apply. Subject to credit approval. The credit union has established minimum rates based on credit worthiness. For more details and rate information, contact a credit union representative.
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CLICK ON APPLY NOW TO ACCESS CALCULATORS TO FIGURE YOUR PAYMENT. SEE TAB ON LEFT TITLED "CALCULATOR".
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Other Loan Rates
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Type
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Term |
APR
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| .............. UNSECURED LOAN |
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Unsecured
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61-84 months
37-60 months
Up to 36 months
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As Low As 10.50%-12.75%
As Low As 9.50%-12.25%
As Low As 8.50%-11.25%
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| OVERDRAFT LOAN .............. |
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Overdraft Protection
Line of Credit
E-Z Access (Line of Credit)
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N/A
60 month max term
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As Low As 10.99%-17.49%
8.99% Fixed rate
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| .............. SECURED LOAN |
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100% Share Secured
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4.50%
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50% Share Secured
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5.50%
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100% Certificate Secured
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3% Above Certificate Rate
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50% Certificate Secured
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3% Above Certificate Rate
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***All Loan Rates are subject to credit approval.
Rates subject to change at any time. Rates effective May 6, 2009
E- Z Access Line of credit: Upon approval the line can be accessed via telephone, on-line banking or office visit. Convenient monthly payment of 2% of the outstanding balance, minimum monthly payment $20.00, low fixed rate of 8.99% APR.
APR = Annual Percentage Rate
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| Home Equity Rates |
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Years
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APR
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15 years
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6.00%
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10 years
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5.75%
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5 years
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5.00% |
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"We do business in accordance with the
Federal Housing Law and the Equal Credit Opportunity Act." |
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