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Vehicle Loan Rates
Rates are subject to change without notice
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Vehicle Year
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Terms
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APR
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 .............. NEW AUTO LOAN
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2008 New and 2007 Untitled or less than 20,000 miles
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Up to 72 Months
Up to 60 Months
Up to 48 Months 36 Months
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As Low As 5.50%-11.25%
As Low As 5.00%-10.75%
As Low As 4.50%-10.25% As Low As 3.99%-9.74%
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USED AUTO LOAN ..............
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2007-2003
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Up to 72 Months
Up to 60 Months
Up to 48 Months
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As Low As 6.00%-11.75%
As Low As 5.25%-11.00%
As Low As 4.99%-10.74%
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2002 - OLDER
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Up to 72 Months
Up to 60 Months
Up to 48 Months
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As Low As 6.00%- 9.25%
As Low As 5.74%-11.49%
As Low As 5.50%-11.25%
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PFFCU uses trade-in-value on 2001 and older used autos.
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RATE MATCH ADVANTAGE!!
Simply get your best auto quote from another financial institution, bring it in writing to Priority First FCU and we will MATCH IT!
Its that simple. Get the same low rate offered elsewhere with the convenience of free automatic draft and payroll deduction only found at your credit union.
*Rate Match Advantage applies to verifiable rates from local financial institutions. This offer not applicable on internet rates and offers, and special auto dealer incentive programs. Rate must be for identical loan product. Other terms and conditions apply. Subject to credit approval. The credit union has established minimum rates based on credit worthiness. For more details and rate information, contact a credit union representative.
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| Vehicle Loan Calculator |
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Other Loan Rates
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Type
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Term |
APR
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| .............. UNSECURED LOAN |
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Unsecured
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61-84 months
37-60 months
Up to 36 months
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As Low As 10.50%-12.75%
As Low As 9.50%-12.25%
As Low As 8.50%-11.25%
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| OVERDRAFT LOAN .............. |
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Overdraft Protection
Line of Credit
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N/A |
As Low As 10.99%-17.49%
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| .............. SECURED LOAN |
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100% Share Secured
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4.50%
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50% Share Secured
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5.50%
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100% Certificate Secured
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2% Above Certificate Rate
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50% Certificate Secured
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2% Above Certificate Rate
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***All Loan Rates are subject to credit approval.
Rates subject to change at any time. Rates effective July 31, 2008.
APR = Annual Percentage Rate |
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| VISA Credit Card |
| .............. VISA CREDIT CARD |
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Annual Percentage Rate (APR) for Purchases
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As Low As 8.90%
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| Other APR's |
Cash Advance APR ........ As Low As 8.90%-15.40%
Balance Transfer APR ... As Low As 8.90%-15.40% |
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| Home Equity Rates |
| HOME EQUITY LOAN .............. |
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Years
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APR
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15 years
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As Low As 6.50% - 8.75%
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10 years
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As Low As 6.25% - 8.50%
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5 years
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As Low As 5.50% - 7.75% |
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| Per credit union home equity loan policy, the interest rate on new advances and on the existing balance in your account will never be less than 4.99% per year. The interest rate will never be greater than 15% per year, or the maximum interest rate permitted by applicable law from time to time, which ever is less. |
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| Mortgage Rates |
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Years
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APR
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20 years
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6.50%
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15 years
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5.99%
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10 years
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5.99% |
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| Mortgage Loan Calculator |
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"We do business in accordance with the
Federal Housing Law and the Equal Credit Opportunity Act." |
