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Privacy
Policy |
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Priority First Federal
Credit Union is owned by its members and run by a board of directors
you elect. You can be confident that your financial privacy is a
top priority of this credit union. We are required by law to give
you this privacy notice to explain how we collect, use and safeguard
both member and non-member personal financial information. If you
have any questions, please contact a member service representative
at (814) 265-8421 or toll free at (800) 368-0739.
We are committed to
providing you with competitive products and services to meet your
financial needs, which necessitates that we share information about
you to complete your transactions and to provide you with certain
financial opportunities. In order to do so, we have entered into
agreements with other companies that provide either services to us
or additional financial products for you to consider.
Under these
arrangements, we may disclose all of the information we collect, as
described below, to companies that perform marketing or other
services on our behalf or to other financial institutions with whom
we have joint marketing agreements. To protect our members'
privacy, we only work with companies that agree to maintain strong
confidentiality protections and limit the use of information we
provide. We do not permit these companies to sell to other third
parties the information we provide to them. |
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Information
About Procedures for Opening a New Account |
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To help the government fight the
funding of terrorism and money laundering activities, Federal law
requires all financial institutions to obtain, verify, and record
information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask you
for your name, address, date of birth, and other information that
will allow us to identify you. We may also ask to see your driver's
license or other identifying documents. |
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Information
We Collect And Disclose About You |
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We collect and may
disclose nonpublic personal information about you from the following
sources:
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Information we
receive from you on membership and loan applications and other
forms;
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Information about
your transactions with us or others;
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Information we
receive from a consumer reporting agency;
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Information obtained
when verifying the information you provide on an application or
other forms, such as from your current or past employers or from
other institutions where you conduct financial transactions.
We may also disclose
information we collect about you under other circumstances as
permitted or required by law. These disclosures typically include
information to process transactions on your behalf, conduct the
operations of our credit union, follow your instructions as you
authorize, or protect the security of our financial records.
If you terminate your
membership with Priority First FCU, we will not share information we
have collected about you, except as permitted by law. |
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How We Protect Your Information |
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We restrict access to nonpublic
personal information about you to those employees who have a
specific business purpose in utilizing your data. Our employees are
trained in the importance of maintaining confidentiality and member
privacy. We maintain physical, electronic, and procedural
safeguards that comply with federal regulations and leading industry
practices to safeguard your nonpublic personal information.
Priority First Federal Credit Union does not sell or otherwise
provide member names or other information to third parties for
purposes inconsistent with the credit union's mission. |
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Children’s
Online Privacy Protection Act |
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The online financial
services offered through the Credit Union’s website are not designed
for or directed toward children under age 13. We do not knowingly
solicit or collect date from children, and we do not knowingly
market to children online without express parental consent or
notification. If we receive online information from anyone that we
know to be a child, we will only use the information to respond
directly to a child’s request.
We recognize that
protecting children’s identities and online privacy is important and
that responsibility rests with us and with parents. If any member
believes their child has provided personally identifiable
information to us, they must contact us so that we can allow you the
opportunity to review and delete such information. |
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Links to
Other Web Sites |
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Priority First FCU does offer links
on our Web site to other vendors and third parties. These links are
given to you to provide opportunity for you to take advantage of
their products or services. Priority First FCU cannot guarantee how
these third parties collect or use personally identifiable
information about you. We urge you to review the privacy policies
of each of the linked Web sites you visit. When you visit these
third party sites you will no longer be subject to, or under the
protection of, the privacy and security policies of Priority First
FCU. Priority First FCU is not responsible for the content of these
third party Web sites and does not represent either the third party
or the member if the two enter into a transaction. |
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Web Site
Privacy |
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Visitors to Priority First FCU’s web
site will remain anonymous. We do not collect personal identifying
information about visitors to our site. Our servers collect
standard non-identifying information about visits to our site, such
as date and time visited, IP address, city-state, and country. This
information is used to compile standard statistics on site usage.
Cookies may be used to gather this information. Cookies are small
files loaded onto a user's PC which "communicate" with a web server.
These cookies store a profile which lets the web server know certain
demographics about the PC being used as well as specific preferences
for the PC user. Cookies are used to estimate our audience size.
Each browser accessing our site is given a unique cookie which is
then used to determine whether a user is a first-time visitor or a
return visitor. This helps us deliver better service by helping us
understand whether the majority of those accessing the site are new
or repeat visitors. |
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