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Share Rates

Type

Dividend Rate

APY

Share

.50%

.50%

Christmas

.50%

.50%

Vacation

.50%

.50%
 
 

Minimum balance to open an account and earn APY is $5.00.  APY effective as of July 1, 2009. 

Regular shares are declared quarterly by the Board of Directors. 
Share

Christmas

Vacation


  
 

IRA Rates

Type

Dividend Rate

APY

Share IRA

2.48%

2.50%

24 Month Certificate*

2.23%

2.25%

36 Month Certificate*

2.48%

2.50%

60 Month Certificate*

2.72%

2.75%

Share IRA Only
  
     
 
 
 
 

Term Share Account Rates

Term

Dividend Rate

APY*

90 Days **$1,000-$9,999

***$10,000-49,999

****$50,000-and greater

.75%

.99%

1.24%

.75%

1.00%

1.25%

6 Month

1.00%

1.00%

12 Month

1.24%

1.25%

24 Month

1.49%

1.50%

36 Month

1.74%

1.75%

60 Month

2.72%

2.75%
 
 
 
  
 

*Annual Percentage Yield = APY, effective as of January 20,2010**Minimum to open and earn disclosed APY is $1,000.  ***Minimum to open and earn disclosed APY is $10,000. ****Minimum to open and earn disclosed APY is $50,000. Minimum to open 6,12,24,36 and 60 month certificates is $500.  Member eligibility required.  Early withdrawal penalty applies and fees could reduce the earnings of the account.   Dividend payments are credited to member’s account quarterly.  Note:  Monthly dividend checks available on 24, 36 and 60 month share certificates only.

**90 day ONLY no penalty for early withdrawal.  Initial deposit in 90 day term certificate must remain on deposit for 7 days.  Interest earned day in to day out. 

 
     
     
 

Please contact an employee of the Credit Union
 for information on applicable fees and terms.
 
     
 

Rates subject to change at any time.

 
     
     

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